Holiday Smartphone Giveaway

Promo Runs from November 15 to December 31, 2025

Holiday Smartphone Giveaway!

'Tis the Season to win a brand-new Samsung Galaxy S25!
Shop via Home Credit to join the raffle!

Customers who will avail Home Credit loan at any Wavemobile Inc. branches nationwide and meet the minimum loan requirement of Php 10,000.00 from November 15 to December 31, 2025, is automatically eligible to join the promo. 1 contract number & 1 registration = 1 raffle entry.
The customer will be requested to scan the QR code to register and join the raffle promo. This will serve as his raffle entry. The following details will be collected:
• Name
• Complete Address
• Contact Number
• Date of Purchase
• Amount of Purchase
• Location of Imperial Appliance Plaza branch purchase
If customer cancels the contract with Home Credit, his raffle entry will also be forfeited.

The raffle draw shall be held in the presence of a DTI representative. Schedule and prize/s as follow:
Prize List

DRAW	DRAW DATE	QUALIFICATION DATES	PRIZES	WINNERS' ANNOUNCEMENT
Grand Draw	January 13, 2026	November 15 to December 31, 2025	1 Winner of Samsung Galaxy S25	January 20, 2026

A successfully drawn customer can only win once. If drawn more than once, higher picked prize will be given.
All prize/s are not convertible to cash. All prize/s are transferable but may not be exchanged for another item/s.
Winner will be announced seven (7) days after the draw schedule in the Home Credit Philippines Facebook page.
Winner will be notified by Home Credit Philippines or Wavemobile Inc. via SMS, call, email, and registered mail.
Once winner confirmed to receive their prize, it will be sent thru their registered mailing address for free.
Home Credit and Wavemobile Inc. employees and its affiliates, including their agencies, merchants including their relatives up to the second degree of consanguinity or affinity are disqualified from joining this promo.

Customers participating in this raffle may join more than once as long as they have an approved loan and meets the minimum loan requirement of Php 10,000.00 to qualify. 1 contract number & 1 registration = 1 raffle entry .
Customers participating in this raffle may still avail of any other on-going promotions of Home Credit or its partner retailers.
20% withholding tax of prizes exceeding Php 10,000.00 and other expenses related to taxes shall be shouldered by HC Consumer Finance Philippines Inc.
Prize/s will be forfeited in favor of HC Consumer Finance Philippines Inc. with prior approval of Department of Trade & Industry (DTI) if the customer did not claim the prize or did not respond within 60 days from receipt of the registered mail.
Home Credit with concurrence of Department of Trade & Industry (DTI) reserves the right to disqualify customers from availing of this promotion if found to have committed acts of fraud or have violated existing policies on credit and subscription.
Customers’ account must be active and in good credit standing at the time of the raffle draw to be eligible to win.

DTI Fair Trade Permit No. FTEB-242497 Series of 2025